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Oak Four

About Us

Our mission is to simplify your financial life so that you can live rich, not die rich. We provide a clear approach, delivered by a thoughtful team of experts to help you not only set goals, but reach them. Get Started

Our approach

Your plan starts with you. This means that we start by getting to know you, your goals, and your preferences. Our team is ready to meet you where you are with a plan that’s just right for you.

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Meet the Team

Kevin Wood, CFP Director
Andy Wearing Operations Director
Julie Harris Technical Associate
Agata Patriche Financial Planning Administrator
Jenny Wood Executive Assistant
Jason Ashley Associate Financial Planner

Answering your questions

Our goal at Oak Four is to clearly communicate every aspect of personal finance. We consider our approach the antidote to some other advisers who use complexity and jargon as a sales tactic. Instead our belief is that the highest value we can deliver is to turn our knowledge into your personal understanding. Asking clients to simply ‘trust us’ is a failure of communication; instead, we want to enable you to make a personal decision from a place of total clarity and confidence. Ultimately, we never want you to feel your question is stupid, or to worry that our answers will be too complex.
Stephen Covey said "most people do not listen with the intent to understand; they listen with the intent to reply." We believe that this cuts to the core of our entire company philosophy and are convinced that our business will be strongest if we truly understand your life goals. Our agenda for every meeting is to get YOU talking. There’s no scripted pitch from our side, just plenty of friendly questions to help us tease out what really matters to you. Put simply, our goal is that by the end of a meeting your priorities can become ours.
This might sound a bit obvious, but in practice this principle really distinguishes us from the rest. Living with a ‘people first’ mentality means that our profits have to come second; we will only ever recommend the solution that is right for you and have radically redesigned our fee structure to reflect this intent. Secondly, our ‘people first’ approach means giving away our knowledge, not exploiting it. We always ensure that even in the scenario where a person’s situation means they aren’t ready to become an Oak Four client yet, they still leave our conversation feeling valued and informed on their next financial step.
We believe that although no one has a crystal ball, we can put science and systems together to help our clients chase down a future that they design. We want to help clients convert intangible dreams into achievable future goals. Similarly, we’re realists when it comes to the future of our own sector, and know that things are changing fast. That’s why when it comes to technology we strongly believe it will improve financial planning, but can never replace real relationships. Our goal is to put technology to work where it counts, but to never lose the value of face to face meetings or being able to pick up the phone.

Our story so far

Oak Four’s story on how we started, where we are and where we are going.

icon mark of the oak four brand
  • February 2023

    Oak Four becomes an Accredited Financial Planning Firm™

    CISI definition: Accredited Financial Planning Firms™ demonstrate excellence in everything they do and are recognised as some of the most trusted financial planning firms in the UK. They deliver a comprehensive financial planning service, helping clients achieve their life goals. They are the leaders in their profession, demonstrating the ultimate in professionalism through the calibre of the service they provide.

  • October 2021

    Oak Four are awarded the prestigious David Norton Building Excellence Award by the Chartered Institute for Securities and Investment.

  • January 2021

    We conducted our annual survey to clients and received an NPS® score of 96! This is a testament to our unwavering commitment to our clients, our people, and our reputation. Oak Four is never afraid of truly adapting and tailoring our services to ensure complete satisfaction and each and every member of our team is dedicated to providing the very best.

  • January 2018

    Founders, Kevin Wood, CFP™ and Andrew Wearing open the doors to Oak Four Limited following successful careers with other financial planning companies.

100%
Client Retention
60
Client Families
7
Years in Business
Let’s start a conversation about your future

We offer a no obligation meeting to allow us to better understand you, your concerns and your life goals. Let’s get started on this journey together to get you ready for financial freedom.

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