Your Investment

We can help you create a plan to achieve your most important financial goals and manage an investment portfolio for you to achieve those goals. This process is designed to give you a better investment experience, greater peace of mind, and save you the time you’d normally spend researching, managing, and worrying about your money.

As of early 2024, we work with about 60 individuals, families, and retirement plans and manage over £70,000,000 of client assets. This relatively small number of clients allows us to provide a high level of individualised attention and advice.

Our only compensation comes from the %-based fee that we charge to manage investment portfolios. Our fee is 0.85% per year on the first £2,000,000 of client assets, 0.50% on amounts between £2,000,000 and £5,000,000, and 0.25% on amounts above £5,000,000. What you get: - A Trusted team of investment advisers and wealth planners, specialising in high-net worth. - A Trusted team who specialise in knowing your unique circumstances, working intimately with you and your family to solidify and protect the wealth you have created. - Comprehensive investment management including liquid assets and cash, personal use assets or collections, and illiquid or closely-held assets. - A Personalised Financial plan which focuses on aligning financial strategies with personal lifestyle goals to enhance current living standards. - Coordination with family members and financial professionals, including your existing advisers. - Creative, innovative solutions for charitable giving, proactive estate and tax planning. - Educational one-pagers, videos, quarterly letters, and invitation-only events.

We have two types of clients we work with: individuals and families with established wealth (investment portfolios of greater than £1,000,000), and those with emerging wealth (less than £1,000,000). We have different levels of service that work best for these different types of clients, but we can effectively accommodate both without charging excessive fees or providing a watered-down investment experience.

The goal of our financial planning and the Asset Class Investing approach is for you to be more confident and focus less on your short-term financial progress. That being said, most clients wish to touch base two to four times per year to discuss various aspects of their plan, the investment portfolio, or how recent events impact our decisions. The exact schedule of ongoing communication is discussed with each client at inception.

In fraudulent schemes like Ponzi schemes, the same firm often manages and holds client assets, issuing fictitious statements without any independent oversight. When you work with an independent investment advisor like OakFour, there is a robust system of checks and balances to safeguard against theft or fraud. OakFour provides ongoing advice and investment management but does not take custody of your funds. Client assets are held with a separate, reputable custodian—such Vanguard or Transact—who execute trades, provide online access to accounts, and issue regular statements. Our portfolios are implemented using independent fund managers, ensuring all parties involved are separate and unaffiliated